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Our Solutions

It is wise to assess the type of lifestyle you would like to have during retirement. At Forsythia Life, we present you with multiple options that you can incorporate to your investment portfolio. These are all investment vehicles that you can potentially use to help you lead a peaceful and joyous retirement.

01

Whole Life, Traditional

  • Cash Value, fixed rate

  • Fixed premiums (10-year or up through 65 years old)

  • Death benefit

02

Indexed Whole Life

  • Cash Value grows based on market indexes like S&P 500

  • Fixed premiums​ for a set period

  • 10-pay & 20-pay option: pay off in 10 or 20 years 

  • Death benefit

03

Universal Life

  • Cash value, variable rate that does not go below an established rate 

  • Adjustable premiums and may offer lower premiums versus other permanent policies

  • Adjustable death benefit face amount

  • Death benefit

04

Indexed Universal Life (IUL)

  • Cash value, variable rate linked to indexes such as S&P 500, protection from low markets

  • Adjustable premiums

  • Adjustable death benefit

05

Term Life

  • Least expensive policy

  • Coverage for a limited time period

06

Final Expenses

  • Max face amount is $50,000

  • Death benefit only

07

Fixed Indexed Annuity

  • Cash value has market upside potential and market downside protection

  • Tax deferred

08

Multi-year Guaranteed Annuity

  • Similar to bank CDs with the additional perk of tax advantages

  • Guaranteed interest rate that generally pays more than bank CDs

  • Tax deferred

  • Free withdrawals (a specific amount)

  • No market risk

09

Single Premium Immediate Annuity

  • Tax deferred

  • No market risk

Ocean Rocks
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